GBG's health insurance policies are comprehensive, flexible and affordable.
They are available to both individuals and groups of all sizes.
GBG can tailor its benefits plans to a group's specific requirements;
this ability sets GBG apart from most insurance providers.
Customized benefits program can be designed with low deductibles and enhanced benefits
plans, or can be made more affordable with increased deductibles and reduced
benefits. GBG's experienced worldwide team of field representatives can help you
design a plan that's just right for your group.
GBG's plans focus on providing coverage to anyone living or working outside of his/her
home country and to local nationals seeking coverage that is not available through
their home country.
Geographic Coverage Areas
Worldwide - No geographic restrictions; complete
coverage anywhere in the world, including the United States and Canada.
International Plus - Complete medical treatment anywhere in the world, with
the exception of only covering emergencies in the United States and Canada.
International - Complete medical treatment anywhere in the world, with the
exception of the United States and Canada.
Please note that for International Plus and International coverage, some specific Restricted Areas, such as China, Hong Kong, Singapore, Switzerland and the United Kingdom, require co-payments. (Restricted areas are subject to change).
In addition to these three base Geographic Coverage Areas, GBG can customize a plan
that restricts coverage to certain regions or only to the country of residence.
While rarely are any plan designs exactly alike, most GBG groups have the following
health insurance benefits:
$1,000,000 annual maximum benefit
Coverage for accidents and illnesses
Emergency medical evacuation and air transportation
Prescription drug benefit
Access to discounted U.S prescriptions through a pharmacy network
Inpatient and outpatient coverage
Well baby care benefits
Dependent coverage to age 26
Chronic conditions covered
Approved pre-existing conditions covered
Maximum age for enrollment 65, renewal to age 75
Deductible and co-payment options available to reduce premiums
VSP discount plan included for worldwide coverage
Major Exclusions and limitations:
Charges in Excess of Usual and Customary
Cosmetic and Elective Surgery
Co-payments required on all U.S. out of network treatment
Co-payments required in some restricted areas (See information above on Restricted Areas).