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Global 360 Long Term Disability is tailored exclusively for individuals who reside in Latin America.

The Global 360 LTD insurance protects individuals against financial hardships if they are unable to work for an extended period of time as a result of a disability, sickness or accident. Global 360 LTD serves as income-replacement insurance.

Studies have shown that many more people will face financial hardship from a disability than from a premature death. But whereas Life Insurance is a commonly utilized product, many people leave themselves vulnerable by not having Long Term Disability coverage.

As a special provision made available to Global 360 clients, the LTD coverage provides a benefit for as long as the client cannot perform his or her “own occupation” until age 65 or normal retirement age.

Some key facts to consider:

  • 43% of all people age 40 will have a long-term disability prior to age 65. The number of disabled workers in America has risen by 35% since 2000.
  • 90% of disabilities are caused by illnesses.
  • More than 85% of disabling accidents and illness are not work-related.

LTD plans renew on an annual basis and have 12-month policy periods. There are options that provide income replacement for 60% or 70% of salary with waiting period options of 13 weeks, 26 weeks or 52 weeks. A non-medical exam limit is available.

Don't put your future at risk any longer. Contact your Global 360 agent today to discuss the Global 360 LTD plan that fits your needs.

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