As a result of Federal and State laws, U.S. colleges and universities require international students to have comprehensive health insurance plans while studying here. Unlike many other countries, which bear the expense of health care for their residents, the United States does not provide socialized health care. The American health system is one of the best, but, also the most expensive in the world - a single day of hospitalization can cost thousands of dollars! Every year thousands of international students need emergency medical treatment and are unprepared for the high costs involved!
Health Insurance Explained: A large group of people (in this case, students – both healthy and potentially sick) pay an established amount of money (premium) for protection against future health costs. Their money is put together into one fund, called an "insurance pool". When members of the fund get sick or injured – and incur medical costs, money is taken out of this "pool" to pay for part or all of their costs. Students in the United States are responsible for their own medical or health care needs.
It’s important to purchase a quality health insurance for the time period you’ll be studying in the United States. It will provide for access to excellent medical facilities and provides protection against the enormous costs of health care. You also will reduce the change of having to manage the high costs of health care, treatment, doctor visits and prescription medications – and will ensure your ability to complete your studies in the United States.
TieCare International’s Health Insurance Plans offer international students an alternative to more costly university plans; they provide comprehensive health insurance designed to meet health insurance waiver requirements of most U.S. higher education institutions. Coverage is available to all F-1 and J-1 International Students studying outside their home country who are enrolled and actively attending an accredited college or university based in the United States.